found this piece on why waiting to insure an older dog costs you the exact coverage you end up needing, sharing because its the conversation i keep having with senior dog people

just came across this and thought it might be useful for some of you, especially anyone with a dog crossing into the 7-9 range who keeps putting the insurance decision off the way we did.

Senior Pet Insurance: Why I Regret Waiting Until Molly Was 10

the part that got me is the pre existing condition math, every year you wait is another wellness visit where something gets written in the chart that becomes uncoverable forever. curious whether people here insured their seniors late and had it still be worth it, or whether the self insure crowd has the better argument at this age.