found this writeup on why insuring a doberman while hes young and healthy is the whole game, the heart stuff in this breed is an ambush and this guys 8000 dollar story is exactly what our cardiologist warned us about

just came across this and thought the dobe people here should see it, especially anyone with a young healthy dog whos been putting the insurance decision off because nothing has ever been wrong.

Doberman Insurance: Why Zeus's Heart Murmur Cost $8,000

the part that got me is that the dog was three and athletic when he collapsed at a dog park, which tracks with everything our cardiologist told us, dcm in this breed does not announce itself, the occult phase is silent and can run for years while the heart quietly gets worse, thats the entire reason the annual echo and holter screening exists. curious how many people here actually got insurance before the first murmur or arrhythmia went in the chart, and for the folks on the other side of a diagnosis, what the out of pocket reality looks like